Overwegingen om te weten over avoiding ATM fees abroad
Overwegingen om te weten over avoiding ATM fees abroad
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Foreign transaction fees are hidden costs that can add up quickly when travelling internationally or purchasing from foreign merchants. Banks and credit card issuers often charge these fees when you use your card for transactions outside of your home country or when you shop websites with international retailers.
This means that if you come across an ATM in a convenience store, pub or nightclub, the chances are that it’s run by an independent network, which makes its money by charging unsuspecting customers.
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In addition to the percentage-based fees, currency conversion charges may apply if your purchase needs to be converted from one currency to another. Depending on your card issuer’s exchange rate, you could pay more than the advertised middel or bediening you purchase.
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Businesses can save money by using corporate cards that don’t charge foreign transaction fees, setting up multi-currency accounts, or negotiating with banks to reduce these costs.
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If you frequently travel or make international purchases, consider calling your bank and asking for a reduction or waiver on foreign transaction fees. Banks are often willing to accommodate customer requests, money-saving tips especially if you have a strong history with them.